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Privacy Policy for California Residents

i Fund Cities, LLC Privacy Policy for California Residents

Effective Date: October 31, 2021

Last Updated on: November 02, 2021

This Privacy Policy for California Residents supplements the information contained in the i Fund Cities, LLC (“i Fund Cities” or We” or “Us”) Privacy Policy and applies solely to all visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and any terms defined in the CCPA have the same meaning when used in this supplement. 

This supplement describes the types of information i Fund Cities collects from you or that you may provide when you visit our websites (ifundcities.com; go.ifundcities.com; theifcteam.com, collectively, our “Websites”), or interact with us on social media platforms (i.e. Facebook, Instagram, LinkedIn, etc.) (together with the Websites, the “Platform”) and our practices for using, maintaining, protecting, and disclosing that information in compliance with the CCPA. Please read this supplement carefully. By accessing the Platform, you consent to your Personal Information (as defined in the CCPA) being used in the manner described herein.

Information We Collect

The Platform collects information that falls within the scope of CCPA because it identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device (“Personal Information”). Personal Information does not include any information not included within the scope of CCPA. 

The categories of personal information we have collected from consumers within the last twelve (12) months include: Identifiers including names, email addresses, online identifiers, I.P. addresses, postal addresses, or other similar identifiers; personal information categories listed in the California Customer Records statute including credit card numbers, debit card numbers, or any other financial information; Protected classification characteristics under California or Federal law including age, race, color, ancestry, national origin, or citizenship; Commercial information including purchasing or consuming histories; internet or other similar network activity including browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement; Geolocation data; Professional or Employment related information; and inferences drawn from other personal information. 

We obtain these categories of Personal Information listed above directly or indirectly from you in the manner described in the Privacy Policy. 

Use of Personal Information 

We use the Personal Information we collect in the ways described in the Privacy Policy. 

We will not collect additional categories of Personal Information or use the Personal Information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

Sharing Personal Information

i Fund Cities does not sell your Personal Information for monetary consideration. We do, however, disclose your Personal Information to certain third parties engaged with us, to help potential borrowers learn about and/or connect with various financing options. These disclosures might be considered a sale under CCPA.

Additionally, we may share your Personal Information by disclosing it to a third party for a business purpose as detailed in the chart below. We only make these business purpose disclosures under written contracts that describe the purposes, require the recipient to keep the Personal Information confidential, and prohibit using the disclosed information for any purpose except performing the contract. 

Although We do not provide our products and/or services within the State of California and do not intentionally target residents therein for the purpose of selling our products or services or collecting Personal Information, it is possible that, in the preceding twelve (12) months, we have incidentally collected Personal Information of California residents and shared that Personal Information to the categories of third parties indicated in the chart below.

Personal Information Category

Category of Third-Party Recipients

Business Purpose Disclosures

Sales

Identifiers (including names, email addresses, online identifiers, I.P. addresses, postal addresses, or other similar identifiers)

  • IT Service Providers
  • Analytics Providers
  • Data Storage Providers
  • Technology Partners
  • Third parties engaged with us to help potential borrowers learn more about real estate investment and related topics and/or connect with their various real estate services and offerings. 

California Customer Records personal information categories (including credit card numbers, debit card numbers, or any other financial information)

  • IT Service Providers
  • Analytics Providers
  • Data Storage Providers
  • Technology Partners

None

Protected classification characteristics under California or Federal law (including age, race, color, ancestry, national origin, or citizenship)

  • IT Service Providers
  • Analytics Providers
  • Data Storage Providers
  • Technology Partners

None

Commercial information (including purchasing or consuming histories)

  • IT Service Providers
  • Analytics Providers
  • Data Storage Providers
  • Technology Partners

None

Internet or other similar network activity (including browsing history, search history, information on a consumer's interaction with a website

  • IT Service Providers
  • Analytics Providers
  • Data Storage Providers
  • Technology Partners

None

Geolocation data

  • IT Service Providers
  • Analytics Providers
  • Data Storage Providers
  • Technology Partners

None

Professional or employment Related information

  • IT Service Providers
  • Analytics Providers
  • Data Storage Providers
  • Technology Partners

None

Your Rights and Choices 

The CCPA provides California residents with specific rights regarding their Personal Information. This section describes your CCPA rights and explains how to exercise those rights.

Right to Know and Data Portability

You have the right to request that we disclose certain information to you about our collection and use of your Personal Information over the past 12 months. Once we receive your request, confirm your identity, and confirm that we have collected your Personal Information, we will disclose to you the categories of Personal Information we collected about you, the categories of sources for the Personal Information we collected about you, our business or commercial purpose for collecting that Personal Information, and the categories of third parties with whom we share that Personal Information, if any.

Also, if we disclosed your Personal Information for a business purpose, we will provide a list identifying the Personal Information categories that each category of recipient obtained and the specific pieces of Personal Information we collected about you (also called a data portability request).

Right to Delete 

You have the right to request that we delete any of your Personal Information that we collected from you and retained, subject to certain exceptions. Once we receive your request and confirm your identity, we will review your request to see if an exception allowing us to retain the information applies. If such an exception applies, we may deny your deletion request.

We will delete or deidentify Personal Information not subject to an exception from our records and will direct our service providers to take similar action. 

Exercising Your Rights to Know or Delete

To exercise your rights to know or delete described above, please submit a request by either: 

Emailing us at getintouch@ifundcities.com. Please include the words “CCPA Data Right Request” in the subject line of your email. 

Only you, or someone legally authorized to act on your behalf, may make a request to know or delete related to your Personal Information. You may also make a request to know or delete on behalf of your child. 

You may only submit a request to know twice within a 12-month period. Please describe your request with enough detail to allow us to properly, understand, evaluate and respond to it. Your request to know or delete must provide sufficient information that allows us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative, which must include your first and last name, email address, and zip code. 

We may ask you to submit additional evidence to prove your identity. The evidence we may request from you, and the degree of certainty we will require to reach regarding your identity and the authenticity of your request will depend upon the nature of your request. 

We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you. We will only use Personal Information provided in the request to verify the requestor’s identity or authority to make it. 

Response Timing and Format

We will confirm receipt of your request within ten (10) business days. 

We endeavor to substantively respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to another 45 days), we will inform you of the reason and extension period in writing.

Any disclosures we provide will only cover the 12-month period preceding our receipt of your request. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your Personal Information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. 

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. 

Personal Information Sales Opt-Out and Opt-In Rights

You have the right to direct us to not sell your Personal Information at any time. 

To exercise the right to opt-out, you (or your authorized representative) may submit a request to us by clicking Do Not Sell My Personal Information

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not deny you goods or services, charging you different prices or rates for goods or services, or provide you a different level or quality of goods or services. 

Other California Privacy Rights

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of the Platform that are California residents to request certain information regarding our disclosure of certain information to third parties for their direct marketing purposes. To make such a request, please send an email to getintouch@ifundcities.com

Contact Information

If you have any questions or comments about this notice, the ways in which we collect and use your information described here and in the Privacy Policy, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

Email: getintouch@ifundcities.com

Postal Address: 448N 10th Street Suite 402, Philadelphia, PA 19123

If you need to access to our Privacy Policy or this supplement in an alternative format due to having a disability, please contact getintouch@ifundcities.com.

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