CASE STUDY: $711,600: Commercial Residential Loan: Bradenton, FL


Hey everyone! Our iFC CASE STUDIES give you real-life details about how other investors used our loan products to build their portfolios! 


Location: Bradenton, FL 

Loan Amount: $711,600

iFC Loan Product: Bridge Loan with Construction 

Property Type: Commercial Residential 

Loan Closing Date: 5/10/2022

 Purchase Price: $680,000 

Construction Budget: $201,000 

ARV: $1,050,000 

LTC: 81% 

Length of Loan: 12 months 



This client heard about i Fund Cities through the awesome InvestHER community, that our sharp and skillful loan officer, Caitlin, is involved in. 

The client wanted to purchase a very unique property consisting of seven cottages and a duplex. Because it was a more complex property, explains Caitlin, “the bank could not quite wrap its head around how to fund it.” 

When the client came to us, we looked at the project’s profitability and reviewed the experience of the guarantors. Both were very solid.  

This allowed us to originate a loan on the property, giving the investors the ability to own an amazing opportunity! 

Key Loan Benefit to Borrower:  

This deal is a perfect example of how iFC’s ability to be flexible in our funding can bring home deals that the bank won’t finance. The bank’s strict underwriting criteria can often disqualify a property like this that falls outside of their standard lending framework.  

Customer Feedback:  

“Thank you so much for everything. We appreciate all the hard work!” 

This is just one example of a borrower who chose an Alternative Loan over a Bank Loan. There are many others. Read our blog post, “26 Real-Life Examples: Why Investors Choose Alternative Loans Over Bank Loans.”

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