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CASE STUDY: $1.08M: New Construction Loan: McKinney, TX

Hey everyone! Our iFC CASE STUDIES give you real-life details about how other investors used our loan products to build their portfolios! 


Location: McKinney, TX 

Loan Amount: $1.08M 

iFC Loan Product: New Construction 

Property Type: Single-Family Residential 

Loan Closing Date: 6/2022 

 Purchase Price (Land): $399,900 

Construction Budget: $877,800 

ARV: $1.44M 

LTC: 85% 

Length of Loan: 18 months 



This Texas client has been building and renovating homes at an increasing pace. Their previous lenders either ran out of funding or were hesitant to fund their new construction projects. In one recent case, their lender even left them at the loan closing table!  

When they called us, they were looking for a lender who didn’t shy away from deals, and who could be reliable throughout the process. 

iFC’s dynamic new sales rep in Dallas, Jack Pagliarini, looked at the project but, just as importantly, he listened to the borrowers to understand their specific personal and project needs.  

By doing this, he was able to discover a deal structure that leveraged the best characteristics of each guarantor, providing more favorable terms and a quicker route to closing. 

Key Benefit for the Borrower 

This borrower gained from iFC’s ability to close on short notice when other lenders weren’t willing to follow through. 

Customer Feedback 

What was the client’s experience in working with Jack and iFC?

“Customer service. Hands down, unequivocally, customer service. Responsiveness, attentiveness to all of the needs and full communication. No one can ever say i Fund Cities dropped the ball.  

“With such a short timeline to close, if the borrower is not on it on their end, there was no way we could have gotten the deal done as fast as we did. It was pretty intense moving through the deal, but there was transparent, fast communication throughout the whole process.” 


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