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CASE STUDY: $75K: 30-Yr Rental: Refinance: Cleveland, OH

Cleveland, OH

Hey everyone! Our iFC CASE STUDIES give you real-life details about how other investors used our loan products to build their portfolios!  


Location: Cleveland, OH 

Loan Amount: $75,000

iFC Loan Product: Rental: 30-Year Refinance

Property Type: Duplex

Loan Closing Date: 03/11/2022

Length of Loan: 30-Year Fixed



Our always-on-top-of-it iFC Loan Officer, Andrew, met this investor at a local meetup. The investor wanted to purchase a duplex in order to do a house-hack in Cleveland, OH. However, due to her debt-to-income situation, she was not able to get a loan. Andrew was able to find a creative i Fund Cities solution for this customer.


We refinanced the customer’s existing FHA loan, which made room in her debt-to-income which, in turn, allowed her to purchase another property with an FHA loan.  

Key Loan Benefit to Borrower:  

Thanks to iFC’s ability to think outside of the traditional lending box for our client, this borrower was able to qualify for another rental loan, which allowed her to grow her portfolio with an income-producing duplex.  

Customer Feedback:  

The customer was wowed that i Fund Cities could do this refinance. ““This is amazing! I didn’t know I could refinance my house at all,” she said. 

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