The Difference Between Private, Limited, Institutional, Hard Money and Private Lenders

The Difference Between Private, Limited, Institutional, Hard Money and Private Lenders

Many investors do not know where to acquire real estate investment funding when starting out or scaling. However, if you know where to look, you will find that there are many different real estate funding sources for investors to obtain capital.  You will also find that real estate investment lenders identify themselves in many ways.   They may call themselves “private,” “limited,” “Institutional,” or “hard money” lenders.   Here at i Fund Cities, we define ourselves as “alternative” lenders.  It can be really confusing to know how […]

Where Do Lenders Get All That Dough (… and Why Do I Care)?

ifc volatility

May 2022  Higher interest rates, inflation, and the war in Ukraine is leading to volatility in the real estate investment lending market.   We are seeing higher long-term interest rates for rental properties, and our bridge loans are feeling the heat.   Ok, so loan rates are going up. What other impact could economic volatility have […]

Avoid This Common Fix and Flip Numbers Trap

Avoid This Common Fix and Flip Numbers Trap

It is so exciting to find a deal that you think is going to be a promising real estate fix and flip investment!   However, it is easy to fall into the trap of doing a few quick numbers in your head and thinking you are going to make a fortune on that fix and flip.  “Wow! Huge profit!” you say. “Let’s do it!”  The truth is, we’ve all fallen into that fix […]

How You Can Prep and Help Your Investment Lender Close Fast

How You Can Prep and Help Your Investment Lender Close Fast

One of the major complaints about real estate investment lenders is how long they take to close a loan. However, you can help your lender move things more quickly along by preparing properly.  Follow these next few tips when you engage with your real estate funder, be it the bank, an alternative lender, or a hard money or private lender, to help make the lending process go more smoothly, with […]

Creative Techniques for Finding Fix and Flip Deals (Read This)!

Creative Techniques for Finding Fix and Flip Deals (Read This)!

Get creative to find a good deal  In a tight real estate investment market, you need to get super creative to find a fix and flip house that works for your lifestyle, financial means, location, abilities, and real estate investing game plan.   To start, here is one useful way to use the MLS to find fix and flips that most people do not think of doing.   Run a Zillow search using different keywords (we have found […]

FAQ’s: Two (Non-Sucky) Lenders Answer Your Questions 

Lenders Answer Your Questions

What’s up Investor Nation? When you’re looking at a deal, you need answers – now!  So, here’s i Fund Cities’ co-founders, Ryan Herting and Chris Tereo, two of the planet’s non-suckiest lenders, to answer your most common questions in record time!  (Would you rather watch the original interview than read it? CLICK HERE)    QUESTION #1: What are Your Rates?  Ryan: “It depends. Asset-based lenders look at three things: credit score, the […]

Knock Knock. Got Your 2022 Real Estate Investment Goals Yet?

Knock Knock. Got Your 2022 Real Estate Investment Goals Yet?

Why haven’t you set your real estate investment goals yet? We know the answer. You are busier than ever with the family, the job, searching for new investments, and, if you are lucky, hitting the gym a few times a week.  And now, someone wants you to sit down and write down your real estate investing game plan?   […]

How to Spot a Lender You Should Stay Away From

How to Spot a Lender You Should Stay Away From

After months of searching for the right deal, you finally found one. Now, you need a real estate investment lender.  Your investment deal needs to happen fast, so there is no time to work through the bank. An alternative investment loan would work, or if you must close within days, a hard money loan might be your only option.   This is your first real estate investment deal, and you do not yet have a relationship with an investment lender. It is an exciting time, and you are under pressure […]