Faster than a bank. Cheaper than hard money. Great leverage.
Kick-A$$ Real Estate Loans by Investors for Investors
As investors ourselves, we know how important it is to have a solid Fix and Flip lender who can provide get-you-to-closing capital, that is ready to go when you are!
We’ve got you covered! Our alternative, non-bank, Fix and Flip loans give investors access to less expensive capital than hard money, with fast closings, flexible terms, high leverage, a transparent and simple process, moderate underwriting, and reliable funding.
Our Fix to Rent loans are for buy and hold investors (a.k.a. BRRRR) who want to get their rental project completed and working for them as quickly as possible.
Our Fix to Rent loans couple the advantages of our Fix and Flip loans for your house flipping rehabs (fast closings, high leverage, low-rates) with a quick and easy option to roll your real estate flipping loan into a long-term, 30-year fixed rate, or a 7/1 or 5/1 fixed/adjustable rate loan, to save you time and money.
“We can't believe what your team is capable of and regret not coming to you in the first place!"
– iFC Borrower: Cash Out Refinance Bridge and Fix and Flip: Duplex and Triplex: Philadelphia, PA.
Quicker loans = quicker deals = fewer deals lost
Greater leverage = less $ out of pocket = more deals
Reliable funds = confidence at closing
No hidden fees = no surprises
We give you expert, investor-focused, got-your-back, service.
Yes. We do an appraisal using LOCAL appraisers. (Using appraisers from large, national appraisal management companies can impact appraisal quality and slow down the loan process.)
*We also have the ability for seasoned investors (7+ deals completed) to use software on your cell phone that allows your superintendent to take pictures, rather than doing a full inspection.
**We also offer desktop appraisals for fix & flip loans. We need interior photos and a budget for this style appraisal.
If game-changing success is your goal,
then give us a shout!Get Started
Fill out our deal form and get a quote in under two minutes. Once complete, someone on our team will follow up with a customized lending solution and terms.
We then issue preliminary pricing for your review. If the price is right, and you wish to move forward with iFC, a formal term sheet will be digitally issued for your signature. Sign and we will kick things into high gear!
Paperwork sucks, but we are here to help you along the way. After we collect the agreement of sale, construction budget, title, and insurance contact information from you, we order your appraisal from a LOCAL company, (not a national appraisal management company, which can impact appraisal quality and delay your loan).
Provide us with supporting documents in a timely fashion (your real estate experience, driver’s license, entity information, and source of cash), and we will get you to closing in as little as 7 days.
We have been buying and building real estate in the Greater Philadelphia market since 2008. We built this lending platform for investors after our own personal lending experience, to disrupt the way traditional lending is done for investors. The iFC Team works relentlessly to make sure our customers’ experience is nothing shy of outstanding. Supportive of one another, and of our borrowers, iFC Team members are the type of people you want to be around—we inspire and motivate. Our intention is to create successful, long-term, transparent relationships with our partners and clients. Learn More