Faster than a bank. Cheaper than hard money. Great leverage.
Kick A$$ Real Estate Loans for Investors by Investors
NO PRELIMINARY CREDIT CHECK BABY

Our Fix and Flip Loans are for investors like you, who need reliable and flexible funding, and who need it now. We understand that in today’s competitive markets, you need to know that you have capital behind you that is ready to go when you are. Our “alternative” non-bank Fix and Flip loans give investors access to less expensive capital than hard money, with fast closings, flexible terms, and reliable funds.
Financing for purchase and repairs with fast approval, speed-to-close, higher leverage than a bank and hard money lenders, reliable funds, customized terms, moderate underwriting requirements.
WE ARE INVESTORS, JUST LIKE YOU. We have been buying and building real estate in the greater Philadelphia market since 2008. We built this lending platform for investors after our own personal lending experience.
WE ARE INVESTORS, JUST LIKE YOU. We have been buying and building real estate in the greater Philadelphia market since 2008. We built this lending platform for investors after our own personal lending experience.
*We fund up to 90% LTC or 75% LTARV (whichever is less) for experienced investors.
Yes. We do an appraisal using LOCAL appraisers. (Using appraisers from large, national appraisal management companies can impact appraisal quality and slow down the loan process.)
*We also have the ability for seasoned investors (7+ deals completed) to use software on your cell phone that allows your superintendent to take pictures, rather than doing a full inspection.
**We also offer desktop appraisals for fix & flip loans. We need interior photos and a budget for this style appraisal.
Choosing the right capital partner for your real estate investment loans can be a game-changer (so choose wisely)! As investors ourselves, we know the game. We can help you learn it, fund it, and nail it.
Fill out the quick quote form for our loan officer to review and we will get in touch ASAP!
In competitive markets, where speed is everything, we can get you funds to close in as little as 7 days.
Get StartedFill out our deal form and get a quote in under two minutes. Once complete, someone on our team will follow up with a customized lending solution and terms.
We then issue preliminary pricing for your review. If the price is right, and you wish to move forward with iFC, a formal term sheet will be digitally issued for your signature. Sign and we will kick things into high gear!
Paperwork sucks, but we are here to help you along the way. After we collect the agreement of sale, construction budget, title, and insurance contact information from you, we order your appraisal from a LOCAL company, (not a national appraisal management company, which can impact appraisal quality and delay your loan).
Provide us with supporting documents in a timely fashion (your real estate experience, driver’s license, entity information, and source of cash), and we will get you to closing in as little as 7 days.
We work relentlessly to make sure our customers’ lending experience is nothing shy of outstanding. Brought together by Philadelphia, a couple of beers, and a passion to do the impossible, the i Fund Cities team was formed.
Supportive of one another, the iFC team members are the type of people you want to be around—they inspire, motivate, and enjoy the company of their clients and partners.
Building strong relationships and impactful lending practices are the core values that drive the iFC team.
Sign up to receive updates when we drop new tools, content, or have some funny memes to send you.