i FUND CITIES - Fix and Flip Loans for Birmingham, Alabama, Real Estate Investors
i Fund Cities is an alternative, non-bank, private money lender providing fast, flexible, reliable, and investor-friendly financing to real estate investors in Birmingham, If you are investing near Birmingham and you need a Fix and Flip Loan for a property purchase, rehab, or a cash-out or rate-and-term refinance, then give us a shout!
Fix and Flip Loans Rates As Low As 7%*
i Fund Cities Fix and Flip Loans can provide the cash you need to grow your real estate investment property portfolio:
Advantages of our Fix and Flip Loans in Alabama
Fix and Flip Loans as Low As 7% in Birmingham, Alabama
i Fund Cities Fix and Flip Loans get you fast, flexible, and reliable funds for your next Birmingham, Alabama real estate property investment!
What Makes Our Birmingham, Alabama Fix and Flip Loans Awesome?
Hey Birmingham, Alabama investors! Need a Kick A$$ Fix and Flip Loan?
Fix and Flip Loans in Birmingham, Alabama
What are i Fund Cities's current Fix and Flip Loan rates in Birmingham, AL?
i Fund Cities offers Fix and Flip Loan rates as low as 7%.
Word of caution: do not believe the low rate marketing gimmicks you see out there in the lending world. Rates are always determined by the following criteria:
Real estate asset Investor experience Investor credit score Investor liquidity
What length of loan terms does i Fund Cities offer for Fix and Flip Loans in Birmingham, AL?
i Fund Cities offers Fix and Flip Loan terms of 6 to 24 months.
Do you lend on both a property purchase and the repairs for Fix and Flip in Birmingham, AL?
Yes. We lend 100% of the construction financing and up to 80% of the purchase price of the asset in and around Birmingham, AL.
What property types does iFC offer Fix and Flip Loans for in Birmingham, AL?
We offer Fix and Flip Loans on the following property types:
Single Family Residences (1-4) Townhomes Condos Multifamily 5+ Commercial, Mixed-Use (must have 50% residential for us to lend)
Are there any exceptions to property types for your Fix and Flip Loans?
We do not fund properties in Birmingham, AL that are designated as "rural."
Does iFC have a minimum credit score for Fix and Flip Loans in Birmingham, AL?
Yes. For Fix and Flip Loans, we require a minimum FICO score of 580.
Does iFC have minimum and maximum loan amounts for Fix and Flip Loans?
Our minimum loan amount in Birmingham, AL, is $75K and our maximum loan amount is $5M.
What states does iFC lend in?
Can I borrow from iFC if I am from another country?
What documents do you need from me for underwriting Fix and Flip Loans in Birmingham, AL?
For Fix and Flip lending in Birmingham, AL, our underwriting process is less extensive than a traditional bank. We also make it as transparent and straightforward as possible.
1. Contact info for Buyer (and Guarantors), and Title, and Insurance Companies 2. Loan Application + Driver's License 3. Agreement of Sale or Deed 4. Buyer's Real Estate Experience/History 5. Project/Entity Information 6. Construction Budget 7. 2-Month's Bank Statements 8. ACH Wire Transfer Info and W-9
Do you do an appraisal for Fix and Flip Loans in Birmingham, AL?
Do I need a business entity to get an iFC Fix and Flip Loan in Birmingham, AL?
Is there a prepayment penalty?
Can I (or a friend or family member) live in my Fix and Flip property.
Fix and Flip Real Estate Market in Birmingham
Birmingham, AL, Average Home Prices for Fix and Flip Properties
Be a Fix and Flip Pro in Birmingham: Free Ultimate Construction Checklist
Average Days on Market (DOM) Data for Birmingham, AL, Fix and Flips
Birmingham, AL, Real Estate Inventory
Key Growth Factors in the Birmingham Real Estate Market
Commercial: Birmingham businesses include diversified industries such as Health and Medical, Tourism and Hospitality, Technology, Manufacturing, and Professional Se
Economy: The development of Birmingham's top companies and industries will continue to be key drivers in the growth of the city's real estate market.
Education: Graduates from local Birmingham schools, as well as those from nearby schools and universities, provide a foundation for the growth of the city's businesses and industries.