Fix and Flip Loans Indianapolis, IN

Kick A$$ Alternative Investment Lender. Awesome Rates. Fast Closings. Loans for Investors by Investors.

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i FUND CITIES – Fix and Flip Loans for Indianapolis, Indiana, Real Estate Investors

i Fund Cities is an alternative, non-bank, private money lender providing fast, flexible, reliable, and investor-friendly financing to real estate investors in
If you are investing near Indianapolis and you need a Fix and Flip Loan for a property purchase, rehab, or a cash-out or rate-and-term refinance, then give us a shout!

Fix and Flip Loans Rates As Low As 7.5%*

i Fund Cities Fix and Flip Loans can provide the cash you need to grow your real estate investment property portfolio:

Advantages of our Fix and Flip Loans in Indiana

Fix and Flip Loans as Low As 7.5% in Indianapolis, Indiana

i Fund Cities Fix and Flip Loans get you fast, flexible, and reliable funds for your next Indianapolis, Indiana real estate property investment!

What Makes Our Indianapolis, Indiana Fix and Flip Loans Awesome?

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  • Faster than a bank
  • Cheaper than hard money
  • Loans built for investors by investors
  • 215.770.1505

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Hey Indianapolis, Indiana investors! Need a Kick A$$ Fix and Flip Loan?

We are experts in providing alternative, non-bank Fix and Flip Loans for Indianapolis, Indiana, real estate. Our fast, flexible, and reliable Fix and Flip loans are for Indianapolis investors who need financing that is faster than the bank and cheaper than hard money. Our lending team will help you get a Fix and Flip Loan for your Indianapolis, Indiana, property investment dialed in pronto! Call us at 215.770.1505 or Get an Instant Rate Quote

Fix and Flip Loans in Indianapolis, Indiana

What are i Fund Cities’s current Fix and Flip Loan rates in Indianapolis, IN?

i Fund Cities offers Fix and Flip Loan rates as low as 7.5%.

Word of caution: do not believe the low rate marketing gimmicks you see out there in the lending world. Rates are always determined by the following criteria:

Real estate asset

Investor experience

Investor credit score

Investor liquidity

What length of loan terms does i Fund Cities offer for Fix and Flip Loans in Indianapolis, IN?

i Fund Cities offers Fix and Flip Loan terms of 6 to 24 months.

Do you lend on both a property purchase and the repairs for Fix and Flip in Indianapolis, IN?

Yes. We lend 100% of the construction financing and up to 80% of the purchase price of the asset in and around Indianapolis, IN.

What property types does iFC offer Fix and Flip Loans for in Indianapolis, IN?

We offer Fix and Flip Loans on the following property types:

Single Family Residences



Short-Term Rentals

(for 5+ units see Multifamily Bridge loan).

Are there any exceptions to property types for your Fix and Flip Loans?

We do not fund properties in Indianapolis, IN that are designated as “rural.”

Does iFC have a minimum credit score for Fix and Flip Loans in Indianapolis, IN?

Yes. For Fix and Flip Loans, we require a minimum FICO score of 600.

Does iFC have minimum and maximum loan amounts for Fix and Flip Loans?

Our minimum loan amount in Indianapolis, IN, is $75K and our maximum loan amount is $5M.

What states does iFC lend in?

We lend in all 50 states except for California, New York, and Nevada.

Can I borrow from iFC if I am from another country?

iFC can provide Fix and Flip Loans to both U.S. Citizens and Foreign Nationals.

What documents do you need from me for underwriting Fix and Flip Loans in Indianapolis, IN?

For Fix and Flip lending in Indianapolis, IN, our underwriting process is less extensive than a traditional bank. We also make it as transparent and straightforward as possible.

Documents needed:

1. Contact info for Buyer (and Guarantors), and Title, and Insurance Companies

2. Loan Application + Driver’s License

3. Agreement of Sale or Deed

4. Buyer’s Real Estate Experience/History

5. Project/Entity Information

6. Construction Budget

7. 2-Month’s Bank Statements

8. ACH Wire Transfer Info and W-9

Do you do an appraisal for Fix and Flip Loans in Indianapolis, IN?

Yes. We do an appraisal using LOCAL Indianapolis, IN, appraisers. (Using appraisers from large, national appraisal management companies can impact appraisal quality and slow down the loan process.)

Do I need a business entity to get an iFC Fix and Flip Loan in Indianapolis, IN?

Yes. You will need to have an LLC, a Limited Partnership, a General Partnership, a Corporation, or a Trust.

Is there a prepayment penalty?


Can I (or a friend or family member) live in my Fix and Flip property.

As the borrower, you are not able to live in the property. However, a family member can occupy your Fix and Flip property in Indianapolis, IN.

Fix and Flip Real Estate Market in Indianapolis

Indianapolis, IN, Average Home Prices for Fix and Flip Properties

There are several key factors that real estate investors should consider when looking at Fix and Flip properties in Indianapolis, IN. One primary factor in deciding whether Indianapolis, IN, is a good market Fix and Flips is the city’s “Average Home Value.” The Average Home Value should be viewed in relation to area costs for remodeling and general holding costs (like taxes and insurance). The Average Home Value must allow the investor to purchase the Fix and Flip property, pay for construction, holding and sales costs, and still sell the project for a profit. Similarly, it’s essential to know what direction home prices are heading in Indianapolis. (Markets with relatively low housing prices, coupled with fast-rising home values can offer a profitable opportunity.) Rising home prices often signal that there are more buyers than sellers wanting homes. This is called a “seller’s market,” which is the best situation for Fix and Flip real estate investors who are selling a property in Indianapolis.

Be a Fix and Flip Pro in Indianapolis: Free Ultimate Construction Checklist

Average Days on Market (DOM) Data for Indianapolis, IN, Fix and Flips

How long is it going to take to sell a Fix and Flip in Indianapolis, IN, and why does it matter? A fast sale (fewer days on market) for a real estate investor’s Fix and Flip project means the investor pockets the profit (hopefully!) more quickly, and can get onto the next deal sooner. More deals = more $! That’s why the area’s Average Days on the Market (DOM) is a big deal for any real estate investor. It also helps show whether a city, like Indianapolis, is a buyer’s or seller’s market, indicating who will have an advantage when the real estate investor goes to sell a Fix and Flip property. In general, fewer DOM indicates a seller’s market, whereas more DOM indicates a buyer’s market.

Indianapolis, IN, Real Estate Inventory

How many homes are on the market in Indianapolis? In general, if there are not many homes for sale, it means there is a lot of competition for the homes available, and it will be easier for real estate investors to sell Fix and Flip properties. If there are a lot of homes available, it could take more time for the real estate investor to find a buyer, and that buyer may want the property at a lower price, given they have other home options. For that reason, knowing the level of real estate inventory is a key piece of information for the Indianapolis Fix and Flip real estate investor.

Key Growth Factors in the Indianapolis Real Estate Market

Commercial: Indianapolis businesses include diversified industries such as Health and Medical, Tourism and Hospitality, Technology, Manufacturing, and Professional Se

Economy: The development of Indianapolis’s top companies and industries will continue to be key drivers in the growth of the city’s real estate market.

Education: Graduates from local Indianapolis schools, as well as those from nearby schools and universities, provide a foundation for the growth of the city’s businesses and industries.