Fix and Flip Loans inHarrisburg, PA

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i FUND CITIES - Fast Fix and Flip Loans for Harrisburg, Pennsylvania, Real Estate Investors

i Fund Cities is an alternative, non-bank, private money lender providing fast, flexible, reliable, and investor-friendly financing to real estate investors in and around Harrisburg, Pennsylvania. If you are investing near Harrisburg including in Allentown, Philadelphia, Pittsburgh, Spring City, Upper Darby, and you need investment funding for purchase only, new construction, rehab, cash-out or rate and term refinance, BRRRR, short-term rentals, build to rent, or otherwise, then give us a shout!

Fix and Flip Loans Rates As Low As 9%*

i Fund Cities Fix and Flip Loans can provide the cash you need to grow your real estate investment property portfolio:

Advantages of our Fix and Flip Loans in Pennsylvania

Fix and Flip Loans as Low As 9% in Harrisburg, Pennsylvania

i Fund Cities Fix and Flip Loans get you fast, flexible, and reliable funds for your next Harrisburg, Pennsylvania real estate property investment!

What Makes Our Harrisburg, Pennsylvania Fix and Flip Loans Awesome?

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  • Faster than a bank
  • Cheaper than hard money
  • Loans built for investors by investors
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Hey Harrisburg, Pennsylvania investors! Need a Kick A$$ Fix and Flip Loan?

We are experts in providing alternative, non-bank Fix and Flip Loans for Harrisburg, Pennsylvania, real estate. Our fast, flexible, and reliable Fix and Flip loans are for Harrisburg investors who need financing that is faster than the bank and cheaper than hard money. Our lending team will help you get a Fix and Flip Loan for your Harrisburg, Pennsylvania, property investment dialed in pronto! Call us at 215.770.1505 or Get an Instant Rate Quote

Fix and Flip Loans in Harrisburg, Pennsylvania

What are i Fund Cities's current Fix and Flip Loan rates in Harrisburg, PA?

i Fund Cities offers Fix and Flip Loan rates as low as 9%.

Word of caution: do not believe the low rate marketing gimmicks you see out there in the lending world. Rates are always determined by the following criteria:

Real estate asset
Investor experience
Investor credit score
Investor liquidity

Can you provide an example of how Fix and Flip Loan numbers might work in a deal?

Sure! Here’s what a Fix and Flip Loan breakdown would look like:

  • Purchase price of asset: $30,000
  • Renovation budget: $75,000
  • Total loan amount: $105,000
  • I Fund Cities can lend up to 90% LTC so ...
  • Maximum loan amount would be $94,500, which is above our minimum loan value of $75,000

What length of loan terms does i Fund Cities offer for Fix and Flip Loans in Harrisburg, PA?

i Fund Cities offers Fix and Flip Loan terms of up to 24 months

Do you lend on both a property purchase and the repairs for Fix and Flip in Harrisburg, PA?

Yes. We lend 100% of the construction financing and up to 80% of the purchase price of the asset in and around Harrisburg, PA.

What property types does iFC offer Fix and Flip Loans for in Harrisburg, PA?

We offer Fix and Flip Loans on the following property types:

Single Family Residences (1-4 Units)
Townhomes
Condos
Multifamily (4 to 50 units)
Commercial, Mixed-Use (must have 50% residential for us to lend)

Are there any exceptions to property types for your Fix and Flip Loans?

We do not fund properties in Harrisburg, PA that are designated as "rural."

Does iFC have a minimum credit score for Fix and Flip Loans in Harrisburg, PA?

Yes. For Fix and Flip Loans, we require a minimum FICO score of 600.

Does iFC have minimum and maximum loan amounts for Fix and Flip Loans?

Our minimum loan amount in Harrisburg, PA, is $75K and our maximum loan amount is $5M.

What states does iFC lend in?

We lend in all 50 states except for California, New York, and Nevada.

Can I borrow from iFC if I am from another country?

iFC can provide Fix and Flip Loans to both U.S. Citizens and Foreign Nationals.

What documents do you need from me for underwriting Fix and Flip Loans in Harrisburg, PA?

For Fix and Flip lending in Harrisburg, PA, our underwriting process is less extensive than a traditional bank. We also make it as transparent and straightforward as possible.

Documents needed:

1. Contact info for Buyer (and Guarantors), and Title, and Insurance Companies
2. Loan Application + Driver's License
3. Agreement of Sale or Deed
4. Buyer's Real Estate Experience/History
5. Project/Entity Information
6. Construction Budget
7. 2-Month's Bank Statements
8. ACH Wire Transfer Info and W-9

Do you do an appraisal for Fix and Flip Loans in Harrisburg, PA?

Yes. We do an appraisal using LOCAL Harrisburg, PA, appraisers. (Using appraisers from large, national appraisal management companies can impact appraisal quality and slow down the loan process.)

Do I need a business entity to get an iFC Fix and Flip Loan in Harrisburg, PA?

Yes. You will need to have an LLC, a Limited Partnership, a General Partnership, a Corporation, or a Trust.

Is there a prepayment penalty?

No

Can I (or a friend or family member) live in my Fix and Flip property.

As the borrower, you are not able to live in the property. However, a family member can occupy your Fix and Flip property in Harrisburg, PA.

Fix and Flip Real Estate Market in Harrisburg

Harrisburg, PA, Key Indicators Like “Average Home Price” for Fix and Flip Properties

Every real estate investor, especially Fix and Flip investors, will benefit from learning how to analyze local market conditions when looking to invest in property in Harrisburg, PA. There are many things to consider when deciding whether Harrisburg, PA, is a good market for Fix and Flip investments. Factors such as the city’s “Average Home Value,” “Homeownership Rate,” and “Median Household Income,” can help investors understand the metrics of buyers and renters in Harrisburg. Fix and Flip investors can also check out Harrisburg “Average Home Remodeling Costs,” and “Median Monthly Housing Costs.” These metrics will help investors calculate the costs of fixing, flipping, and renting Harrisburg properties. When it comes to selling, every investor wants to make more than they have spent, of course, so it’s helpful to know whether home prices are going up or down in Harrisburg, as rising home prices can signal a stronger market for both selling and renting properties.

Be a Fix and Flip Pro in Harrisburg: Free 85+ Item Construction Checklist

Average Days on Market (DOM) Data for Harrisburg, PA, Fix and Flips

When there are more buyers than there are houses to buy in a market, it creates something called a “Seller’s Market,” which drives up property prices. A Seller’s Market can impact the purchase price and the sale of every type of investment property, from Fix and Flips to Multifamily, to Rehab to Rent, to New Construction. That’s why knowing how many days it takes to sell a home listed on the market, the “Average Days on Market” (DOM), is a big deal for a Fix and Flip investor in a city like Harrisburg. Knowing whether your investment property is in a buyer’s or a seller’s market can indicate who will have an advantage when the real estate investor goes to buy, sell, or even rent the property.

Real Estate Inventory Data for Harrisburg, PA, Fix and Flip

If a market like Harrisburg is flooded with homes for sale and rent, it just makes sense that real estate investors, including Fix and Flip investors, are going to have a tougher time when they go to sell or rent their investment property, than if there is a lot of competition for properties. That is why knowing the “Real Estate Inventory” for Harrisburg is important information if you are considering a Fix and Flip investment.

Key Growth Factors in the Harrisburg Real Estate Market

Commercial: Harrisburg businesses include diversified industries such as Health and Medical, Tourism and Hospitality, Technology, Manufacturing, and Professional Services

Economy: The development of Harrisburg's top companies and industries will continue to be key drivers in the growth of the city's real estate market.

Education: Graduates from local Harrisburg schools, as well as those from nearby schools and universities, provide a foundation for the growth of the city's businesses and industries.

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