i FUND CITIES - Fast Rental Loans for San Antonio, Texas, Real Estate Investors
i Fund Cities is an alternative, non-bank, private money lender providing fast, flexible, reliable, and investor-friendly financing to real estate investors in and around Dallas, Fort Worth, Houston, San Antonio, Texas. If you are investing near San Antonio and you need investment funding for purchase only, new construction, rehab, cash-out or rate and term refinance, BRRRR, short-term Rental, build to rent, or otherwise, then give us a shout!
Rental Loan Rates as Low as 5.25% in San Antonio, Texas
i Fund Cities’ Rental Loans get you fast, flexible, and reliable funds for your next San Antonio, Texas real estate property investment!
What Makes Our San Antonio, Texas Rental Loans So Awesome?
Hey San Antonio, Texas investors! Need a Kick A$$ Rental Loan?
Rental Loans in San Antonio, Texas
What are i Fund Cities's current Rental Loan rates in San Antonio, TX?
i Fund Cities offers Rental Loan rates as low as 5.25%.
Word of caution: do not believe the low rate marketing gimmicks you see out there in the lending world. Rates are always determined by the following criteria:
Real estate asset Investor experience Investor credit score Investor liquidity
Can you provide an example of how Rental Loan numbers might work in a deal?
Sure! Here’s what a Rental Loan breakdown would look like:
- Purchase price $100,000
- i Fund Cities can lend you up to 80% LTV so ...
- Total loan amount would be $80,000, which is above our minimum loan value of $75,000
What length of loan terms does i Fund Cities offer for Rental Loans in San Antonio, TX?
i Fund Cities offers Rental Loans with 30 Year Fixed, 7/1, 5/1 Fixed/ARM terms.
Do you lend on both a property purchase and the repairs for Rental Properties in San Antonio, TX?
Yes. We lend 100% of the construction financing and up to 80% of the purchase price of the asset in and around San Antonio, TX.
What property types does iFC offer Rental Loans for in San Antonio, TX?
We offer Rental Loans on the following property types:
- Single Family Residences
- Short-Term Rentals
Are there any exceptions to property types for your Rental Loans?
We do not fund properties in San Antonio, TX that are designated as “rural.”
Does iFC have a minimum credit score for Rental Loans in San Antonio, TX?
Yes. For Rental Loans, we require a minimum FICO score of 640.
Does iFC have minimum and maximum loan amounts for Rental Loans?
What states does iFC lend in?
Can I borrow from iFC if I am from another country?
iFC can provide Rental Loans to both U.S. Citizens and Foreign Nationals.
What documents do you need from me for underwriting Rental Loans in San Antonio, TX?
For Rental Loans in San Antonio, TX, our underwriting process is less extensive than a traditional bank’s. We also make it as transparent and straightforward as possible.
- Contact info for Buyer (and Guarantors), and Title, and Insurance Companies
- Loan Application + Driver’s License
- Agreement of Sale or Deed
- Property Leases
- Buyer’s Real Estate Experience/History
- Project/Entity Information
- 2-Month’s Bank Statements
- ACH Wire Transfer Info and W-9
Do you do an appraisal for Rental Loans in San Antonio, TX?
Do I need a business entity to get an iFC Rental Loan in San Antonio, TX?
Is there a prepayment penalty?
Our prepayment penalties are as follows:
- Zero or
- 5-year (5%, 4%, 3%, 2%, 1%)
- 3-year (3%, 3%, 3%)
Can I (or a friend or family member) live in my Rental property?
As the borrower, you are not able to live in the property. However, a family member can occupy your Rental Property in San Antonio, TX.
Rental Real Estate Market in San Antonio
San Antonio, TX, Key Indicators Like “Average Home Price” for Rental Properties
Be a Rental Pro in San Antonio: Free 85+ Item Construction Checklist
Average Days on Market (DOM) Data for San Antonio, TX, Rental Properties
Real Estate Inventory Data for San Antonio, TX, Rental Properties
Key Growth Factors in the San Antonio Real Estate Market
Commercial: San Antonio businesses include diversified industries such as Health and Medical, Tourism and Hospitality, Technology, Manufacturing, and Professional Services.
Economy: The development of San Antonio’s top companies and industries will continue to be key drivers in the growth of the city’s real estate market.
Education: Graduates from local San Antonio schools, as well as those from nearby schools and universities, provide a foundation for the growth of the city’s businesses and industries.