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Multifamily Bridge Loans

Acquisition, construction, and renovation financing for 5 or more units.
Kick A$$ Real Estate Loans for Investors by Investors

No Preliminary Credit Check Baby!

Multifamily, Commercial, and Mixed-Use Bridge Loans

Nationwide | Loan Amount Up to $15M

Up to 85% LTC (PURCHASE AND RENOVATION). Up to 90% LTV (Purchase only). 

Rates AS LOW AS 9%. 6 to 24 MontHS

Investors Helping Investors: High Leverage. Fast Closings.

Serious investors need committed lending partners with serious capital to help them scale their portfolios. As investors ourselves, we understand the need for quick action, reliable capital, and flexible loan structuring when closing deals.

Our Multifamily Bridge financing is for investors who are looking to buy, build, rehab, reposition (and, when eligible, refinance) multifamily, commercial, or mixed-use properties of 5 or more units.

Buy, build, rehab, and reposition with fast approval, speed-to-close, higher leverage than a bank and hard money lenders, reliable funds, customized terms, moderate underwriting requirements.

  • Quicker loans = quicker deals = fewer deals lost
  • Greater leverage = less money out of pocket = more deals annually
  • Reliable funds = confidence at closing
  • No hidden fees = no surprises

WE ARE INVESTORS, JUST LIKE YOU. We have been buying and building real estate in the greater Philadelphia marketsince 2008. We built this lending platform for investors after our own personal lending experience.

  • Full-service capabilities from initial offer to sale of property
  • Creative structuring
  • Control costs and avoid bad investment property deals

As an iFC client, you can count on having a transparent, supportive relationship with our team as your financing and project partner.

  • We pick up the phone when you call
  • No upfront credit check for initial conversation and quote
  • You have increased confidence at every stage
  • You have experienced investors to lean on

The Bottom Line: You can sleep at night!

We fund our Multifamily Bridge Loans nationally with interest rates as low as 9%.



We Show Up And We Deliver!


Low rates. Flexible terms. Fast. Transparent. Reliable.

Just like you ... we’re hustle and grit, not suit and tie.


“We’ve used i Fund Cities on a couple of our projects, and alot of our customers have used them. I cannot say enough good things about them. The draws come in a timely fashion, and if any questions come up, one of the guys gets back with me. They are very responsive. They have a great product out there, and you should definitely check them out!”
Mike Treacy, Owner, Treacy Brothers.

Multifamily Bridge Financing: FAQS

i Fund Cities offers Multifamily Bridge Loan rates as low as 9%.

Word of caution: do not believe the marketing gimmicks you see out there in the lending world. Rates are always determined by the criteria below.

  • Real estate asset
  • Investor experience
  • Investor credit score
  • Investor liquidity
iFC offers Multifamily Bridge Loan terms of 6 to 24 months.
Yes. We lend up to 80% of the purchase price of the asset, and 100% of the construction financing.

We offer Multifamily Bridge Loans on the following property types:

  • Residential (5 to 12 units) 12+ units reviewed on deal by deal basis.
  • Townhomes
  • Condos
  • Short-Term Rentals
  • Commercial Mixed-Use (must have 50% residential)
We do not offer Multifamily Bridge financing for properties designated as “rural.” Also, commercial, mixed-use properties must include 50% residential for us to lend on it.

Yes. We require a minimum FICO score of 600 for Multifamily Bridge Loans.

Our minimum loan amount for Multifamily Bridge Loans is $50K per door, and our maximum loan amount is $15M.

We lend in all 50 states except for California, New York, and Nevada.
iFC can provide Multifamily Bridge Loans to both U.S. Citizens and Foreign Nationals.

For Multifamily, Commercial, and Mixed-Use Bridge lending, our underwriting process is less extensive than a traditional bank, and we make it as transparent and straightforward as possible.

Documents needed:

  1. Contact info for Buyer (and Guarantors), and Title, and Insurance Companies
  2. Loan Application + Driver’s License
  3. Agreement of Sale or Deed
  4. Buyer’s Real Estate Experience/History
  5. Project/Entity Information
  6. Construction Budget
  7. 2-Month’s Bank Statements
  8. ACH Wire Transfer Info and W-9
Yes. We do an appraisal using LOCAL appraisers. (Using appraisers from large, national appraisal management companies can impact appraisal quality and slow down the loan process.)

Yes. You will need to have an LLC, a Limited Partnership, a General Partnership, a Corporation, or a Trust.

As the Multifamily Bridge Loan borrower, you are not able to live in the property. However, a family member can occupy your Multifamily property.

If the borrower owns the property for longer than six months, we can use the current appraisal value. If the property is owned for less than six months, we use the purchase price of the property. Seasoning can be shortened to four months if renovations are performed on the subject property.

We do not fund owner-occupied properties; however, we can fund a property that is rented out to a family member.
Choosing the right capital partner for your real estate investment loans can be a game-changer (so choose wisely)! As investors ourselves, we know the game. We can help you learn it, fund it, and nail it.


Fill out the quick quote form for our loan officer to review and we will get in touch ASAP!


The iFC Multifamily Bridge Loan Process

In competitive markets, where speed is everything, we can get you funds to close in as little as 7 days.
Fill out our deal form and get a quote in under two minutes. Once complete, someone on our team will follow up with a customized lending solution and terms.
We then issue preliminary pricing for your review. If the price is right, and you wish to move forward with iFC, a formal term sheet will be digitally issued for your signature. Sign and we will kick things into high gear!
Paperwork sucks, but we are here to help you along the way. After we collect the agreement of sale, construction budget, title, and insurance contact information from you, we order your appraisal from a LOCAL company, (not a national appraisal management company, which can impact appraisal quality and delay your loan).
Provide us with supporting documents in a timely fashion (your real estate experience, driver’s license, entity information, and source of cash), and we will get you to closing in as little as 7 days.
We Are Real Estate Savvy, Entrepreneurial, Investors (Who Give a Damn About Your Success!)

We work relentlessly to make sure our customers’ lending experience is nothing shy of outstanding. Brought together by Philadelphia, a couple of beers, and a passion to do the impossible, the i Fund Cities team was formed.

Supportive of one another, the iFC team members are the type of people you want to be around—they inspire, motivate, and enjoy the company of their clients and partners.

Building strong relationships and impactful lending practices are the core values that drive the iFC team.

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