“Alternative,” non-bank solutions for long-term, fixed-rate financing for 5 or more single family and/or multifamily Portfolio Rental properties.
No Preliminary Credit Check Baby!
Up to 80% LTV purchase only and 75% ltv cash-out.
loans UP to $15M. Rates as low as 6.375%.
Our Portfolio Rental Loans help the Rental Portfolio investor get ahead of the game by offering flexible loans that finance multiple Rentals at once.
In competitive markets, especially for multiple Rental properties, you need to know you have capital ready to go, and that your lender has your back all the way through the process. Our Portfolio Rental Loans give you rocket-fast closings, capital that is less expensive than hard money, and long-term fixed rates for multiple properties in one loan.
As investors ourselves, we know the game. We are solid capital partners who can help you nail your next Portfolio Rental investment!
Finance your single-family or multifamily rental properties with fast approval, speed-to-close, higher leverage than a bank and hard money lenders, reliable funds, customized terms, moderate underwriting requirements.
WE ARE INVESTORS, JUST LIKE YOU. We have been buying and building real estate in the greater Philadelphia market since 2008. We built this lending platform for investors after our own personal lending experience.
As an iFC client, you can count on having a transparent, supportive relationship with our team of SFR Portfolio Lenders as your financing and project partner.
We offer investment property SFR and Multifamily Portfolio Rental Loans with 30-year fixed rates, as well as 7/1 and 5/1 fixed/ARMS, LTV’s up to 80%, and rates as low as 6.375%.
i Fund Cities offers rates as low as 6.375%.
Word of caution: do not believe the marketing gimmicks you see out there in the lending world. Rates are always determined by the following criteria:
iFC offers a 30-year fixed rate mortgage, as well as 7/1 and 5/1 fixed/ARMS.
We offer Portfolio Rental Loans on 5 or more properties of the following property types:
Must have 2 properties. Our minimum Portfolio Rental loan amount is 75K, and maximum loan amount is $15M.
For Portfolio lending, our underwriting process is less extensive than a traditional bank, and we make it as transparent and straightforward as possible.
Documents needed:
Yes. iFC’s prepayment penalties are the following:
0% or 5-year ARM (5%, 4%, 3%, 2%, 1%); 5-year fixed (5%); 3-year fixed (3%)
If the borrower owns the property for longer than six months, we can use the current appraisal value. If the property is owned for less than six months, we use the purchase price of the property. Seasoning can be shortened to four months if renovations are performed on the subject property.
We work relentlessly to make sure our customers’ lending experience is nothing shy of outstanding. Brought together by Philadelphia, a couple of beers, and a passion to do the impossible, the i Fund Cities team was formed.
Supportive of one another, the iFC team members are the type of people you want to be around—they inspire, motivate, and enjoy the company of their clients and partners.
Building strong relationships and impactful lending practices are the core values that drive the iFC team.
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