Seriously cost-effective, long-term “alternative” capital for 1 to 8 rental units.
Reliable. Flexible. Fast.
Kick A$$ Real Estate Loans for Investors by Investors
No Preliminary Credit Check Baby!
30-Year fixed, and 5/1 and 7/1 fixed/adjustable rates. Up to 80% LTV. Rates as low as 3.75%.
Rental investments are hot! We know … we are investors ourselves.
That is why we offer this “alternative,” non-bank Rental Loan, built for investors like you, who need access to “cheaper capital” than hard money, with up to $5 million in lending exposure per borrower (a lot more than the bank).
Our Rental Loan financing is similar to a bank or credit union, BUT with a 30-year amortization, reducing interest rate risk, and putting more money in your pocket for the next deal (and we know you are already looking for the next deal)!
Terms of 30-year fixed and 7/1 and 5/1 fixed/ARMS with fast approval, speed-to-close, higher leverage than a bank and hard money, reliable funds, customized terms, moderate underwriting requirements.
WE ARE INVESTORS, JUST LIKE YOU. We have been buying and building real estate since 2008. We built this lending platform for investors after our own personal lending experience.
As an iFC client, you can count on having a transparent, supportive relationship with our team as your financing and project partner.
i Fund Cities offers Rental Loan financing rates as low as 3.75%.
Word of caution: do not believe the marketing gimmicks you see out there in the lending world. Rates are always determined by the following criteria.
Our Rental Loan investment property underwriting process is less extensive than a traditional bank, and we make it as transparent and straightforward as possible.
1. Contact info for Buyer (and Guarantors), and Title, and Insurance Companies
2. Loan Application + Driver’s License
3. Agreement of Sale or Deed
4. Property Leases
5. Buyer’s Real Estate Experience/History
6. Project/Entity Information
7. 2-Month’s Bank Statements
8. ACH Wire Transfer Info and W-9
Yes. iFC’s prepayment penalties are the following:
5-year (5%, 4%, 3%, 2%, 1%)
3-year (3%, 3%, 3%)
In competitive markets, where speed is everything, we can get you funds to close in as little as 7 days.
We work relentlessly to make sure our customers’ lending experience is nothing shy of outstanding. Brought together by Philadelphia, a couple of beers, and a passion to do the impossible, the i Fund Cities team was formed.
The iFC team members are the type of people you want to be around—they inspire, motivate, and enjoy the company of their clients and partners.
Building strong relationships and impactful lending practices are the core values that drive the iFC team.
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